At Physician Lending Group, we simplify the process of finding a mortgage by connecting you to lenders who specialize in physician-friendly mortgages.
At PLG, we know that medical professionals often face unique financial challenges. That’s why our lenders offer loans with distinct advantages, making the path to homeownership easier and more affordable for you:
Enjoy competitive rates tailored to your unique financial profile as a medical professional.
Get offers from top lenders in your state, and choose the one that suits your needs best.
Save valuable time with pre-approved quotes, so you can focus on your career and new home.
From purchase to refinancing, we connect you to the best physician-tailored mortgages—all in one place.
Skip the PMI, enjoy zero down payment options, and get pre-approved fast with our curated selection of top lenders designed specifically for healthcare professionals.
We’ll help you find the best refinance rates without the hassle, so you can take control of your finances and pay off your mortgage faster.
Transitioning to a new position? We help you secure a mortgage even before starting your new job—stress-free and on your schedule.
Our comparison tool takes the guesswork out of finding the best rates, terms, and perks, saving you time and money.
Our matching tool connects you with multiple lenders offering physician-exclusive mortgages. Compare, choose, and save.
0% down on loans up to $1 million
Typically 20% down required
No PMI required
PMI required if down payment is less than 20%
Preferred lower interest rates for physicians
Standard market interest rates
Can close up to 90 days before starting new job
Must provide proof of current income
Student loans are treated more flexibly in debt ratio calculations
Full student loan payments factored into debt-to-income ratio
We’ve designed a seamless process to help you secure a physician mortgage loan with ease.
Fill out a brief form, and we’ll connect you to top lenders with customized offers.
We connect you with multiple lenders in your state offering physician-specific mortgages.
Review your options and choose the best offer – it’s that simple.
At Physician Lending Group, we specialize in offering mortgage solutions that cater specifically to the distinct needs of healthcare professionals. Our programs recognize the financial realities of medical careers—whether you’re just starting out in residency, recently graduated, or a seasoned practitioner.
These loans are available for medical professionals, including:
Whether you’re still completing your residency, fellowship, or have been practicing for up to 10 years, this is designed with flexibility to meet your current financial standing and future earning potential.
A credit score starting at 700 is typically required, though this may vary depending on the loan amount and lender. Some programs offer flexibility depending on your reserves and income.
Our goal is to help medical professionals like you transition smoothly into homeownership while keeping the focus on what matters most—your career and financial well-being.
Many lenders in our network offer flexible down payment options. You can qualify for 0% down on mortgages up to $1 million, 5% down for loans up to $1.5 million, and 10% down for up to $2 million. We’ll connect you with a lender who offers these physician-friendly terms, designed to meet your specific financial needs.
No! Physician mortgage loans from our partner lenders waive the need for PMI, allowing you to save significantly on your monthly payments.
A credit score of 700+ is typically required, though the exact minimum can vary depending on the lender’s criteria.
Good news! Physician mortgage lenders often treat student loans more leniently, which means they may not factor heavily into your debt-to-income ratio. This makes it easier for you to qualify for a mortgage, even with a high student loan balance.
We connect you with lenders who specialize in physician mortgage solutions. Whether you’re a resident navigating the early stages of your career or a seasoned professional, our tailored loans empower you to secure your future without sacrificing your present.
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